How to Finance Your Custom Home: Pro Tips on Loans, Lenders & Smart Budgeting

Building your dream home? Don’t let financing be an afterthought.

In Episode 5 of The Insider’s Guide to Custom Homes, Rick Bell breaks down everything you need to know about financing your build—from choosing the right lender to understanding how construction draws actually work.

Whether you’re new to the custom home process or just trying to avoid expensive missteps, this episode is packed with insights you won’t want to miss.

🎧 In This Episode, You'll Learn:

  • Why not all lenders are created equal—and how to vet yours properly

  • How construction loans differ from traditional mortgages

  • What a draw schedule is and how it protects both you and your builder

  • Why communication between lender, builder, and homeowner is critical

  • Common financing red flags—and how to avoid them

💡 Key Takeaway:

The lender you choose can make or break your experience. It’s not just about interest rates—it’s about responsiveness, understanding the custom build process, and being your financial partner from start to finish.

🔗 Listen to Episode 5 Now:

🎧 Spotify
🎧 Apple Podcasts
🌐 Full Episode Library

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the insider’s guide to custom homes Episode 4: The Construction contract